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  <!-- Home Page -->
  <url>
    <loc>https://smartbahikhata.com/</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://smartbahikhata.com/assets/logo.jpg</image:loc>
      <image:title>Smart Bahi Khata Logo</image:title>
      <image:caption>Smart Bahi Khata - India’s Most Advanced Digital Bahi Khata App</image:caption>
    </image:image>
  </url>

  <!-- Download Smart Link -->
  <url>
    <loc>https://smartbahikhata.com/download</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Pricing & Plans -->
  <url>
    <loc>https://smartbahikhata.com/pricing.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Personal Khata -->
  <url>
    <loc>https://smartbahikhata.com/personal-khata.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Shopkeeper Khata -->
  <url>
    <loc>https://smartbahikhata.com/shopkeeper-khata.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Financer Hub -->
  <url>
    <loc>https://smartbahikhata.com/financer-hub.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Contractor Pro -->
  <url>
    <loc>https://smartbahikhata.com/contractor-pro.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Transporter Khata -->
  <url>
    <loc>https://smartbahikhata.com/transporter-khata.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Real Estate Khata -->
  <url>
    <loc>https://smartbahikhata.com/real-estate-khata.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Module: Gym Management -->
  <url>
    <loc>https://smartbahikhata.com/gym-khata.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- About Us -->
  <url>
    <loc>https://smartbahikhata.com/about.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- FAQ -->
  <url>
    <loc>https://smartbahikhata.com/faq.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Contact Us -->
  <url>
    <loc>https://smartbahikhata.com/contact.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Privacy Policy -->
  <url>
    <loc>https://smartbahikhata.com/privacy.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Terms & Conditions -->
  <url>
    <loc>https://smartbahikhata.com/terms.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Delete Account -->
  <url>
    <loc>https://smartbahikhata.com/delete-account.php</loc>
    <lastmod>2026-10-27</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

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